Bank On ICT logo.

Are you using check cashers, payday lenders or pawn shops to get your money? Have you been turned down or turned away at a financial institution?

Bank On ICT and United Way of the Plains can help you access a safe and affordable bank account.

In 2019, 6.6% of Wichitans lacked a bank account. We’re working to ensure that all households have access to banking and financial services that meet their needs, allow them to increase assets and strengthen their financial stability.


  • A bank account saves you money. The average unbanked person spends 5% of net income on unnecessary fees for alternative financial services. This can amount to $40,000 over a lifetime.
  • A bank account offers security. Unbanked individuals are more likely to be victims of crime because they often carry large sums of cash or keep cash in their homes. Your money in a bank or credit union account is safe and insured by the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA).
  • A bank account helps you gain financial stability. Research shows that being unbanked makes it harder to achieve financial goals like reducing debt and improving credit scores.
Bank On ICT helps individuals build assets by accessing affordable banking services.


Bank On ICT is a collaboration between financial institutions, community organizations and our local government. Together, we offer services and resources to help you establish your financial stability. It doesn’t matter how much money you have, banking is for you.

Bank On ICT certified bank accounts are…

Your personal information and money are protected. Lose your debit card? You can lock it to prevent others from accessing your money.

User Friendly

Accounts offer a variety of FREE tools to help you manage your money – direct deposit, debit card, bill pay, withdrawals, low balance alerts, smartphone apps and more.

Lowing Barriers

Account providers work with past credit challenges. Only $25 is needed to open an account. There is no minimum balance or overdraft fees. You’ll never be hit with surprise fees.

Partners for Success

Bank On ICT is more than a bank account. The coalition offers a team of local experts who are ready to meet your financial needs and are invested in your success.


Who offers accounts?

These safe and affordable accounts are certified as meeting the Bank On national account standards:

INTRUST Bank logo.

INTRUST Safeguard Spending™

What’s needed to open an account?

The financial institution you choose to open a Bank On ICT account with will let you know what information is needed. You may need one or more of the following:

  • Social Security Number or ITIN number
  • Government-issued identification, such as a driver’s license, passport, military ID or state ID
  • Mailing address
  • Date of Birth


On your journey to financial stability, here are coalition partners and financial services that can help:

Consumer Credit Counseling Services, Inc. logo.
Financial Counseling

Consumer Credit Counseling Services provides trained financial counselors who help you obtain financial stability and long-term success. Their services are free.

A man helping another man go through his tax paperwork to file his taxes for free.
Free Tax Filing

Make less than $60,000? File your taxes fast and FREE through United Way’s Volunteer Income Tax Assistance (VITA) initiative. IRS-certified volunteers prepare your taxes and identify tax credits you are eligible for. File by appointment (in-person or drop-off) or online. Learn more.

United Way 2-1-1 Information & Referral Service logo.
United Way 211 Information & Referral

United Way 211 is a free, confidential service that connects you to resources and services to meet your most pressing needs. Learn more or dial 2-1-1.


Bank On ICT is a collaboration led by United Way of the Plains between financial institutions, community organizations and our local government. Together, we working to protect the unbanked from predatory lending services by offering safe, affordable banking products and resources to use them successfully.

Bank of America logo.
Consumer Credit Counseling Services, Inc. logo.
Dear Neighbor Ministries logo.
Empower Evergreen logo.
Logo of Goodwill Industries of Kansas.
INTRUST Bank logo.
StepStone logo.
United Way of the Plains logo.
Logo of Workforce Alliance of South Central Kansas.


For more information about how to join the coalition or questions about how to open a Bank On ICT account, contact Michelle Presnell, United Way Community Impact Manager for Financial Stability, at or (316) 267‑1321 ext. 4232.